For Agents & Dealers
From administrator-obligor and dealer-obligor (DOWC) structures to retro programs, high-mileage and exclusionary VSCs, and service drive penetration — Advantage Warranty Group gives agents and dealers the program architecture to grow profitably.
Nationwide F&I product administration across automotive, RV, powersports, and marine. Contracting, claims adjudication, reporting, and portfolio management handled by one accountable administrator — with transparent reporting agents and dealers can actually read.
Choose who stands behind the contract. Advantage supports administrator-obligor programs where we carry the obligation, and dealer-obligor structures where the dealer's own entity is the obligor while we administer the program end to end.
Retrospective rating and reinsurance participation structures that let dealers and agents share in underwriting profit. Multiple cession and retro options, with clear reporting on reserves, losses, and earned participation.
Vehicle service contracts built for higher-mileage inventory — the units most administrators won't touch. Give your used-car customers real coverage options and give your store a service contract that fits the vehicles you actually sell.
Exclusionary vehicle service contracts — the closest coverage to the factory warranty, where everything is covered except a short list of exclusions. Premium protection for qualifying vehicles and customers who want the strongest contract available.
Ready to offer these programs to your dealers?
Join the Advantage agent network and bring DOWC, obligor, retro, and VSC programs to your entire book — across all four verticals.
